Faith or Full Surrender
“If anyone would come after me, let him deny himself and take up his cross and follow me.” (Mark 8:34)
In his final message, written as aggressive prostate cancer was ending his life, Scott Adams addressed his Christian friends who had urged him to “find Jesus” before he died. Adams, creator of the Dilbert comic strip, had spent his career analyzing systems, probabilities, and strategic decision-making. He approached the question of faith the same way.
“I’m not a believer,” Adams wrote clearly, “but I have to admit the risk-reward calculation for doing so looks attractive.”
This approach to faith is known as Pascal’s Wager. Faith as cost-benefit analysis. The cultural promise: you can obtain eternal security through a low-cost transaction. Say the words. Hedge your bets. Cover your bases. If you’re wrong, you’ve lost nothing. If you’re right, you’ve gained everything. It’s the ultimate insurance policy.
Adams proceeded to execute the transaction: “So, here I go: I accept Jesus Christ as my lord and savior, and I look forward to spending an eternity with him.”
Then came the admission that exposes the emptiness of this approach: “The part about me not being a believer should be quickly resolved if I wake up in heaven. I won’t need any more convincing than that. And I hope I am still qualified for entry.”
Notice the progression: I’m not a believer… but I’ll say the words… if I wake up in heaven, then I’ll believe… I hope I’m still qualified. Adams articulated exactly what transactional faith produces: words without transformation, confession without conviction, a declaration without discipleship.
The cultural promise of Pascal’s Wager sounds reasonable: make a rational calculation, minimize risk, maximize potential gain. It treats salvation like portfolio diversification. But here’s what the promise doesn’t tell you—the hidden cost it carries: You can purchase insurance without ever meeting the Insurer. You can say the words without surrendering your heart.
Adams was honest enough to state what many people only think: “I’m not a believer.” He said the formula. He spoke the transaction. But he remained fundamentally unchanged, hoping the technicality of his words might qualify him for entry if it turned out to be real.
This is faith as fire escape, not faith as following. Faith as legal loophole, not faith as love relationship. Faith as last-minute transaction, not faith as total transformation.
Jesus offers something completely different. He doesn’t say, “Acknowledge me as a good risk-reward calculation.” He says, “Deny yourself, take up your cross, and follow me.” He doesn’t say, “Repeat this formula and hedge your eternal bets.” He says, “If anyone would come after me, let him deny himself.”
Inspired by the Spirit, the Apostle Paul taught that “If you confess with your mouth that Jesus is Lord and believe in your heart that God raised him from the dead, you will be saved” (Romans 10:9). Notice: confession with your mouth and belief in your heart. Not one or the other. Both. Words that emerge from belief. External confession that matches internal conviction.
Jesus doesn’t want your risk-mitigation strategy. He wants you. Not your words as insurance. Your heart as surrender. Not your calculated hedge. Your complete trust.
The cultural promise of transactional faith requires nothing and delivers nothing. The Gospel promise requires everything—and delivers Christ himself.
